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Consumer credit

Consumer credit. It is the trust which allows one party to provide resources to another party where that second party does not reimburse the first party immediately (thereby generating a debt), but instead arranges either to repay or return those resources (or other materials of equal value) at a later date. The resources provided may be financial, or they may consist of goods or services. Credit encompasses any form of deferred payment.

 

Advantages of the consumer credit:

  • Amount of credit – from 290 € to 5792 €;
  • Period of time – from 3 months to 5 years;
  • Currency – euro, USA dollar;
  • No need to pledge your property;
  • No need of report of used credit;
  • Ability of repaying credit earlier than the set period of time (if the repaying amount is less than 2896 €);
  • Ability to chose the most acceptable way of credit repaying and way of paying interests;
  • Safety – ability to ensure financial safety for you and your relatives;
  • Credit issued with one day.

 

Interest rates of consumer credit is 12,0 to 15,6 percent.